VP, Credit Policies & CDL Management

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

Risk Management is responsible for managing the risks arising from the business activities and ensuring these risks remain within the overall risk appetite established by the Board and Senior Management. This involves identifying and evaluating the risks and developing effective risk governance and strategies to manage them. Risk Management is organized according to the management of material risk types i.e. credit risk, market risk, balance sheet risk and operational risk. This allows us to develop and to leverage on specialized knowledge and skills required for the effective management of risks. 

Job Responsibilities

• Strong analytic skill and good understanding of credit policies (both wholesale and Retail) to perform portfolio monitoring and analysis; identify key risk matters and liaise with the relate parties in the bank to drive the risk mitigation actions.
• Have in-depth understanding of the credit risk models, including both capital Basel models and provisioning ECL models; able to take the oversight role as second line.
• Prepare the Credit Risk Dashboard and conduct the ad-hoc analysis on relevant risk events; analyzed the key risk drivers and able to present to senior management committees articulating the facts, root causes, implications, and mitigations.
• Take the leadership role as to build the strong analytical team

Job Requirements

• Preferably 8+ years working experience in credit risk or related field of financial services industry
• Bachelor or master’s degree in Statistics, Economics, Finance, MBA, or related areas
• Have advanced data analytical and problem-solving skills, preferably to have at least basic understanding in one of the following: Python / VBA / SAS / MATLAB / R
• A good understanding of credit risk policies, portfolio monitoring, risk models and stress testing
• Effective to manage and prioritize the tasks to ensure meeting the timeline while keeping constructive, growth mindset
• Ability to establish and grow strong relationships with various stakeholders on all levels of the organization
• Prefer to have experience as a team lead with established leadership skill
• Fluent in English, strong communication and writing skills

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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